Need a home loan but have Bad credit? what can i do?

  • Thread starter Thread starter cgarcia
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cgarcia

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I have a home right now that i am buying by owner so i did not go through a bank. But i what to go though a bank now but i have bad credit my score is 511. Do you think i can get a loan? I have had this home already for 3 years i did a 15 years mortgages with this lady i want a lower interest rate? any help plzzz
 
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