My 1998 Ford Explorer was recently stolen and totaled, how much can I expect

  • Thread starter Thread starter Danielle
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Danielle

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from my insurance agency? My explorer was a '98 with approx. 155,XXX miles, and it had almost all the options (alloy wheels, grill guard, 4WD, V6 with SHOC (high performance) engine, XLT package, leather seats, power everything, sunroof, AM/FM/CD, cruise control, and probably some other stuff I can't think of right now). Anyway I used both KBB and NADA sites to book it. KBB said retail was about 6700.00 but NADA said about 4300.00. I was told that it would probably be neither of these...so what would be a ballpark figure that I can maybe expect from my insurance company...
 
You will get what is called ACV (actual Cash Value). They look at similar vehicles in your area and average the prices they are selling for.
 
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