Many financial questions (debt mainly)?

Daniel

New member
Ok over due, i need to pay my debt, its not much ( $1492 to bank of america) and ( $256 to Macy's) i had debt to Alltel, but since Verizon bought them it dissappeared from my credit report.. Main question is, both have had collection agencies contact me, but i just trash those. but i got in debt cause i had some really hard times last year. now im back on my feet and ready to go. So who do i go to start paying off it? just walk into macys and say here you go? and when i do that will the cards be cancelled afterwords or will i be able to keep using them, cause i cant now obviously? like i said it only happened cause i lost my job, before that i paid everything off in that month i made the charge. But now i make enough to get what i need and have spare to put into small stock (walmart) and to save, but id like to put some of the savings into payin off this debt, i have another credit card that is in good standin and has been for over a year (cause i never use it lol) so what do you suggest? just pay macys $128 2x'S and work on payin off the BOA afterwards? im bi weekly paid and can do about 150 per check to pay off debt. im tryin to get back into the game and reboost my credit to its once glorious state, my credit score is like 361 last i checked.. i think
 
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