Looking to buy a bicycle to ride to school?

Girl

New member
The last time I had a bike was back in elementary school, and now I'm looking for a brand new one that will let me ride to school, and maybe ride along the beach for fun.

So I have two choices:
http://www.sportsauthority.com/product/index.jsp?productId=3350944&cp=3077627.2712465&pg=1&s=A-StorePrice-TSA&searchSort=TRUE&searchSort=TRUE&parentPage=family

http://www.sportsauthority.com/product/index.jsp?productId=3443184&cp=3077627.3703467&pg=1&s=A-StorePrice-TSA&searchSort=TRUE&parentPage=family

And a helmet(I don't really know why I'm posting this):
http://www.sportsauthority.com/product/index.jsp?productId=3462624&cp=3077627.2712466.1066858&parentPage=family

I kind of want the Schwinn one because the other one looks like I'll have to hunch over to ride it. I'm reluctant to go to a local cycling shop because they're very expensive, and the only money I have to buy a bicycle is from my Christmas money. Which bike would you recommend for my purposes? And are bicycles difficult to assemble?
 
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