I am wondering if there are any lenders that will refinance my auto loan even though its more than its NADA value. It is about $1500 off. I don't have the cash to make this equal to refinance, so I am wondering if it is at all possible to refinance through a lender who will lend more than NADA. I talked with my local credit union and they said they could do it if I paid it down to the value of NADA. Any suggestions or a list of banks that do refinancing of auto loans that are upside down?