Is there any benefit for not taking the new every 2 upgrade from Verizon?

Chris

New member
I'm due for a new phone and there is nothing I really want. I'm happy with my old one. Do I lose out by not taking the upgrade? If i wait another 2 years will I get more credit? If not can I take the upgrade and sell the new phone? What is my best option? Someone who works for Verizon please.
 
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