Is there a credit crunch for small business?

Rocky Mtn High

New member
http://news.yahoo.com/s/ap/20100731/ap_on_bi_ge/us_obama_small_business_lending

Small business owners, have you been denied a worthy loan by a bank recently?
Or have your sales decreased to the point that profits have shrunk and you aren't seeking any loans?
Will adding billions of dollars the US doesn't have help a typical small business owner? I don't think so. Why borrow if you aren't confident in the economy?
I know I could walk in my bank and borrow funds, just don't see it as a good investment at this time.
 
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