Jordan David
New member
I'm 20 and I want to buy my first home. Lenders in my area will lend a minimum of 30K for a mortgage. I have held my current job for 2 years. Last year I made 20,000 before taxes. This year I should make slightly more. I have $8,000 to spend for a down payment at the least. I checked my credit score and the 3 scores were 627,653, 684. What are my chances for being pre-approved for a home in the 30k-50k range?