...dealership? I have pretty good credit my average of all three is 720 .
Is it better to get financed at the dealership or to get pre approved at my CU?
If I do get pre approved, do all dealerships accept my pre approval?
I'm kind of confused as to how the CU / buying a car process works.
I saw a sign at a near by dealership that says " we accept CU financing." This led me to believe that maybe not all dealerships do?
Also, I have a 10k downpayment is that something the CU will take into consideration? Meaning.. if the car is worth 20k, and I have a 10k downpayment.. am I only getting aproved for a 10k loan?
Any advice would be great!
Is it better to get financed at the dealership or to get pre approved at my CU?
If I do get pre approved, do all dealerships accept my pre approval?
I'm kind of confused as to how the CU / buying a car process works.
I saw a sign at a near by dealership that says " we accept CU financing." This led me to believe that maybe not all dealerships do?
Also, I have a 10k downpayment is that something the CU will take into consideration? Meaning.. if the car is worth 20k, and I have a 10k downpayment.. am I only getting aproved for a 10k loan?
Any advice would be great!