is financial aid free money?

bluekitty

New member
so I'm applying for the fafsa and i want to know is the money they give free ? or do i have to pay it all back?
i know there are both but what if i don't want a loan if that's all i'm eligible for will they only offer me a loan? can i decline? besides i'm not even 18 yet so can i even get a loan?
 
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