I've talked with my loan officer and confirmed that my wife and I will qualify for a mortgage in february when she gets her raise. The problem is that the house I want is on the market now and I want to make a full-price offer, but can't get a pre-approval letter until february. Do I need it to make an offer?
I'd like to submit an offer and suggest a closing date at the end of february. By then my wife will have gotten her raise, and we should be in the clear. Right?
I'd like to submit an offer and suggest a closing date at the end of february. By then my wife will have gotten her raise, and we should be in the clear. Right?