R
roly
Guest
I rent out a couple of flats and they are obviously insured. I realise that a property not in a good enough state of repair would not be covered but one flat is about 150 years old.
What concerns me is a situation where, for example, a piece of ceiling falls onto the person below and injures them. Surely the insurance company can simply say that it was wear and tear and would not pay up. I assume this could involve many thousands of pounds which I couldn't afford. I would be interested to now how the law stands on this.
Is there any way to insure against the very unlikely, but still possible, injury to people (not the property itself)?
What concerns me is a situation where, for example, a piece of ceiling falls onto the person below and injures them. Surely the insurance company can simply say that it was wear and tear and would not pay up. I assume this could involve many thousands of pounds which I couldn't afford. I would be interested to now how the law stands on this.
Is there any way to insure against the very unlikely, but still possible, injury to people (not the property itself)?