alright heres the deal..
in january of this year i crashed my truck into a telephone pole during the ice storm MA had. my truck got pretty messed up on the front end but it was and is still driveable. I went and got a few estimates that all range around 2000-2500 dollars worth of damage and labor.
I didn't go and get it fixed right away because i figured that in time I'd afford it and things would be different.
Well it is now June almost July, my inspection is due by december, and my truck is still the same. I have recently found out from my mechanic that the inside is worse than we thought and that the damage is worth more than the price of the truck.
so with that said my question is....
I'd like to go through the insurance now (as instructed by my mechanic) to get the car totalled and get the money to buy another car or truck.
I want to know what it is I'd have to say or explain to the insurance company that will allow me to get through this without them turning me down or not insuring my vehicle..
Please serious answers only since this is a major problem right now.
Thanks for everything!
its not just a "oh well" kind of situation. I need the funding to get another vehicle or a lot of things will be messed up in return.
I want serious helpful answers.
in january of this year i crashed my truck into a telephone pole during the ice storm MA had. my truck got pretty messed up on the front end but it was and is still driveable. I went and got a few estimates that all range around 2000-2500 dollars worth of damage and labor.
I didn't go and get it fixed right away because i figured that in time I'd afford it and things would be different.
Well it is now June almost July, my inspection is due by december, and my truck is still the same. I have recently found out from my mechanic that the inside is worse than we thought and that the damage is worth more than the price of the truck.
so with that said my question is....
I'd like to go through the insurance now (as instructed by my mechanic) to get the car totalled and get the money to buy another car or truck.
I want to know what it is I'd have to say or explain to the insurance company that will allow me to get through this without them turning me down or not insuring my vehicle..
Please serious answers only since this is a major problem right now.
Thanks for everything!
its not just a "oh well" kind of situation. I need the funding to get another vehicle or a lot of things will be messed up in return.
I want serious helpful answers.