IN MASSACHUSETTS:Can my Boyfriends car finace company take money from me

nobody's angel

New member
without even notifying me? My BFhad finaced a car last may and has been paying on it. Recently he's been unable to make the payments and was under the impression it was going to go up for repo. I have been having problems because my account keeps going negative on things it should cover and i get charges $27 dollars for every overdraft. I called the bank and found out this Credit collections company took 2 installments of $180 out of my account. When i called the number associated with them it was my boyfriends car place they told me his account was current because of the 2 payments they took out. They didnt know my name or that it was associated with that bank account so i'm alittle unclear as to how they got that account number except several months back my bf used my card to make a payment and just gave me the money. After that he used a green dot card everytime to make the payment. I am not a cosigner I have no legal ties to that car and the account is MY account. Is it legal for them to just take money out without even notifying anyone?
I know for a fact he didnt sign me onto it. AND he had no idea they were even taking money out of my account. he hasnt had access to my card and cannot remember things like my account number. and he's tucked up my but 24/7 when he's not working and has no phone at his work sooo there is no way he could have called it in either
OK...i'm not fluent in any other language besides English and apparently something is not going through so i'm going to slow this down for anyone else "trying" to help
NO payment plan with my card
only used over 6 months ago once
greendot didnt process they tried other cards EVER used
did not notify
I know FOR A FACT and you all think i'm a friggin idiot and he's done it behind my back I've been with him for 8 yrs i'd know if he was lying or if he used my card. THE only reason we're not married is because the thought of being legally bound to another causes me to hyperventilate now if you wanna play dr phil or ignore what i've stated then fine answer a diff q but if you want to actually be helpful feel free to leave me USEFUL information about massachusetts laws regarding credit and collections.
 
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