...of use of limb? IN AUSTRALIA...
SENARIO:
Person in car accident, smashes elbow (many many breaks - shattered). Doctor books person into theatre to get it operated on. Person is so traumatised by accident that person cannot go through with surgery.
Elbow heals in time, but bones remain shattered (and grown back together). Person cannot straighten their arm or lift anything over about 5kg for more than a few seconds. Person takes over the counter paracetemol and ibruprofen (anti-infmammatory) when it occasionally starts hurting or person knocks it.
Person cant use arm for normal things like chopping wood, carrying heavy shopping bags (like tinned food or milk), picking up daughter.
Will the insurance still pay even though medical treatment was refused?
What if it was refused because of mental elements of trauma caused by the accident?
Thank you
SENARIO:
Person in car accident, smashes elbow (many many breaks - shattered). Doctor books person into theatre to get it operated on. Person is so traumatised by accident that person cannot go through with surgery.
Elbow heals in time, but bones remain shattered (and grown back together). Person cannot straighten their arm or lift anything over about 5kg for more than a few seconds. Person takes over the counter paracetemol and ibruprofen (anti-infmammatory) when it occasionally starts hurting or person knocks it.
Person cant use arm for normal things like chopping wood, carrying heavy shopping bags (like tinned food or milk), picking up daughter.
Will the insurance still pay even though medical treatment was refused?
What if it was refused because of mental elements of trauma caused by the accident?
Thank you