If you get an insurance check for hail damage to a car, are you obligated to do...

  • Thread starter Thread starter rumpdog34
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rumpdog34

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...the repair? If I own my car outright and don't want to put up the $500 deductible I have to get the repair done, can I just keep the insurance money, assuming I'll just eat that amount in resale of the vehicle? I'm not interested with committing insurance fraud, but $500 would be hard to come up with and we could use the money elsewhere if we weren't breaking any laws.
 
You are allowed to just keep the money. It is to compensate you for the damage done to your property.
 
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