If an unpaid credit card debt doesn't show up in your credit report does that mean

  • Thread starter Thread starter Jerry V
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Jerry V

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you don't owe that money? So i have had a credit card back about 3 yrs ago that I'm pretty sure I never paid off in full. I ran a creidt report today and it shows the number of open accounts as 2 (I have two open credit cards currently). And the number of accounts in collection shows as 0. So I'm not sure if I paid it off back then or if the credit card company just gave up trying to collect the debt. But is it safe to assume that if it's not on your credit report don't worry about it? If not what else can I do to track down this debt. So far I ran a credit report for all three bureaus and also got my fico report done and none of them show this outstanding balance....
 
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