I would like to buy a house but my credit is horrific and I don't have taxable income.?

Lei

New member
I pay quite a large amount for rent each month and I was wondering if it would be easier for me to qualify to purchase a house because of the economy being the way that it is. I am a veteran and do receive veteran's benefits.
I do have a down payment ~30k, and I do have income, but I was told that non-taxable income doesn't count. This year will be the 7th year since my divorce, so my credit should (???) improve. Should I just wait?
 
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