i want to tell her that i love her, but we never talk face-to-face?

[Aaron Lu]

i know this girl since we enter this college. after a few weeks, i found that i'm in love with her. we've been talking on the phone an often chatting using sms. however, i don't have the guts when she's standing in front of me. today, i plan to tell her that i love her. but, how? plus, she;s being close with other guys. please help me..