Age doesn't have anything to do with having sex, so ignore all that say you're too young. Your body at age 13 is capable of having sex, so really, no limitations exist. Thus, if you truly feel mentally ready, do it. Your mommy thinks the same as well, for she said when you're emotionally mature. It shouldn't be anyone else's business what your age is. Smart woman. For instance, many adults can be stupid in this subject, for many are sexually active, accidentally get women pregnant, and contract STDs. Trust me, I know MANY adults in person twice and three times your age in person that still make dumb sexual mistakes. Therefore, that's actually proof that age doesn't matter. Seriously however, you have to know fur sure if you're ready. STDs can be a serious problem, especially HIV. HIV slowly weakens your immune system, systematically killing you. To avoid STDs, make sure your partner uses protection. Also, you have to make sure you do not get pregnant. One, you have no job and thus, too young to work. Two, raising a child as a child could be stressful. More importantly, you have to know if you're ready. If you can trust the guy, know what you need to do, and know what you want, you're in the clear.