I am an international student in USA. I can afford a down payment of $3000. Also I wish to buy a car worth $7000. I don't know if I can get a loan since I am not a US resident. In house financing is an option but I have no idea as to how much I will have to spend a month on interest and minimum payment. If I have a good credit record, on average how much will i need to pay a month for the financing, or will I get one at all? What is the best option for me?