prepared? I am looking to apply for an car loan and need about $9000. I only began trying to establish my credit 10 mo. ago so I don't think I have very much of it. I am going to be looking at different lenders, and can put down a $1500 payment. What do I need to know and bring with me so I am totally prepared? Because my chances aren't tooo great for getting loan with a decent interest rate in the first place... I want them to know I'm serious and have checked all my bases. Thanks.