Wow! I have a pig nose!
New member
Long story....
I'm 23, on my own and I BARELY spend money...I work full time as a waitress and I am single and am not tied down to anyone. However, I am having huge financial troubles.
I have 2 student loans out and 1 private loan.
I was forced into the private loan by my grandmother when I was younger and I gave her 90% of it and am not getting any of it back....She refuses to admit she asked me to take that loan out.
I have rent, phone bill, car payment, insurance and necessities...
I do not qualify for any government financial help because of my weekly pay..(they dont go by my YTD which sucks!!!)
My mother claimed me on her taxes this past year and I do not qualify for any financial aid for school (even though I want to go back but cannot afford it) However, I am so undecided about what I need to go to school for.
Anyway...I can afford life's bills but these loans are killing me. The student loans arent terrible...its that private loan thats killing me...And they wont work a better payment plan or deferment for me because it is a private loan....
I need serious help.. I am so overwhelmed and I cant hardly take it anymore. There's got to be a solution for my financial problems...
BTW, I am going to file financial hardship on my two fed loans and see what I can do...but this private loan is a killer...I'll never take out another loan again!
I'm 23, on my own and I BARELY spend money...I work full time as a waitress and I am single and am not tied down to anyone. However, I am having huge financial troubles.
I have 2 student loans out and 1 private loan.
I was forced into the private loan by my grandmother when I was younger and I gave her 90% of it and am not getting any of it back....She refuses to admit she asked me to take that loan out.
I have rent, phone bill, car payment, insurance and necessities...
I do not qualify for any government financial help because of my weekly pay..(they dont go by my YTD which sucks!!!)
My mother claimed me on her taxes this past year and I do not qualify for any financial aid for school (even though I want to go back but cannot afford it) However, I am so undecided about what I need to go to school for.
Anyway...I can afford life's bills but these loans are killing me. The student loans arent terrible...its that private loan thats killing me...And they wont work a better payment plan or deferment for me because it is a private loan....
I need serious help.. I am so overwhelmed and I cant hardly take it anymore. There's got to be a solution for my financial problems...
BTW, I am going to file financial hardship on my two fed loans and see what I can do...but this private loan is a killer...I'll never take out another loan again!