what can i do to clean up my record? i thought my flat mate paid the bill as i left the money to him, and the bill was on my name, i can't get any credit now even i can't have a mobile phone contract
make sure theb ill gets paid keep the receipts and wait for it to get older on your credit bureau - it will remain on your credit rating and will affect your loans for at least 12 months
Well you just gave your friend some money. You still have to pay the bell. It was your responsibility to make sure it was paid. He did not pay it so you still have to.
