i need serious financial /life advice about my credit?

T .

New member
ok , im 23 and i owe over $3400 dollars to a credit card i have with bank of america

bottom line i wanna pay off this debt but at the same time i wanna have money for the future to maybe move out or have freedom


i originally had the card with american express but things were so hard financially that i couldnt keep up with the payments and well here i am

my father gave me $20,000 and i currently have 13,000 or something left and dont know what i should do i mean i cant move without a job anyway (because work has been hard to find)

(sigh) i wil speak to credit score people and other financial advisors but what should i do? the BofA people said i can pay 1600 and the rest will be concidered earned income?? i dunno how that all works

and also as of may 1st my credit card account with bank of america was closed


bottom line i wanna pay off this debt but at the same time i wanna have money for the future to maybe move out or have freedom
 
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