I have been disputing with collection agencies for a year on $ 1900 , they say that they are going to post it on my credit report .the dispute is when I had that medical service which was endoscopy I had had sliding scale but the day before the service date my new insurance which is Aetne declared me as a legal members. after I finished the service a month latter I have received a statement which shows the amount have been paid by sliding scale and recommended me to pay the rest of $ 100 . A month later every things changed, the hospital sent that amount to Aetna to pay that service which has been already paid by sliding scale . Then Aetna paid some amount almost $ 11000. After that, they kept sending the bill almost $10000 to me which Aetna left it . a few month latter they sent to the collection agency and they kept asking me to pay the remain . after several dispute they say the sliding scale paid $15000 and Aetna paid some, then both left $1900 to me .the bad thing is I couldn’t pay this amount because of I am full time student I don’t have enough money to pay it . Anyhow I still confused how they reopen the case after the sliding scale paid almost all and left some amount to me . A day age I talked the lady who work in collection agency and she told me that they are going to post it on my credit report . I Know It is going to stay there for 7 years. Does it completely vanish after seven years? What is the other method to resolve this unclear problem? And what shall I do?
Finally, I really thank you for sharing your ideas
Finally, I really thank you for sharing your ideas