I got into a minor car accident, but its costing me a lot.?

Amy S

New member
I barely scraped the side of the other car and the only damages I could see was a couple of scratches on the door. The guy I hit suggested that we don't go through insurance, but that I pay for the damages when he gets it fix. The problem is he is taking his to a lexus garage to get it repainted and the estimate he gave me later is $2500!

I understand that it is a lexus convertible and all, but am I being cheated here? Should I go through my insurance company? Is it to late to do that?
 
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