it will be pretty high on you if you get it solely in your name,if you get it through your parents name and they add you as a part time driver its going to be a lot cheaper and better,my nephew is on his moms car and its charger and its 75 bucks a month extra for him to drive it and him 19 years old,and they ,ll base a lot of it on where you live at and the they also go by the theft rate of cars your state has,your driving record and whether the car is the v-8 or the v-6 model they,ll consider all this when insuring you,so shop around for the best price that you can find and the most coverage,make sure that when you get a cheaper quote on it that you don't get cheated out of good coverage,good luck ,drive safely.