How to save AND pay off debts with low income job?

  • Thread starter Thread starter heather k
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heather k

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I love my job but I don't make a lot at all.

I have a credit card that is maxed out due to not having a job for a month [it was stupid to use, but I had to live some how] its at a little over 1200

I have a cell phone [so I have a cell phone bill], no house phone, so I cant cut that off, but I do use it a lot. that bill is about 100 a month.

As well as my rent which goes from about 500-550 depending on utilities. And then there is food, but thats not that big of a deal, I dont eat out hardly ever and during the day I eat at work and the food is free. And then I spend about 20-40 on gas depending on the prices ever 1.5-2 weeks

Heres the thing pretty soon I have to take over payments on the car I have. I NEED to get OUT of debt and be on top of things. Because in about 6 months I am planning on moving to Upstate NY.

What are some good tips on saving money and paying of my card, but still having money for living expenses?
 
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