How to reach my financial goals?

[swizzy74]

I already know what my financial goals are. The problem for me is I am having a hard time reaching those goals mainly because of my small income. One of my goals is to pay off huge student loans in a shorter time period. This is one of my biggest worries at the moment because I do not earn a high paying salary to pay off these student loans in less time. I cannot find a higher paying job or even a second job to help me with my situation. There is an option to get my student loans put in deferment or forbearance, but I do not like to prolong paying off debts. Another thing I would like to do if I was able to and that is to invest in something worth investing in. I am talking about putting money into something that is guaranteed to make money rather than lose money. I have never made any investments before, so I am fairly new to investing. What I want is to make some good investments that would help me pay off my loans earlier, buy me a new home, and be able to pay all of my bills when they come due. I do not see how I can reach my goals because I would have to spend money to make money. My current job is only part-time earning only $9.75 per hour. I sometimes work less than thirty-two hours a week with a bi-weekly pay schedule. One of my fixed monthly expenses is nearly my entire paycheck every two weeks. I want to start making a lot more money to reach my financial goals. How can I go about making any of this happen with the situation I am in? Please give real advice, no internet money making schemes!!!!!!!!