How to get health insurance in NJ?

student

New member
I have been in America for four years, and it recently hit me that if anything happens, then I don't have health insurance. So if I want a checkup do I go to the hospital or do I have to find a clinic? And what health insurances are good, I am a student and it is mandatory that I have health insurance, but when you read the guidelines it basically covers nothing, so I want good health insurance. I am not wealthy so I have to balance the best vs. the cheapest. I hear a lot about blue cross blue shield, then I hear that most doctors don't take it. So the whole point is that I am fairly clueless about the whole drama, please help.
 
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