How to gain confident to talk with her?

First of all i have confident and self esteem but when it comes to talking with this girl i feel weak. I know this girl for months now. I feel like she is out of my league and this is the reason I'm afraid. Also we have nothing in common. She is a preppy white girl who talks with many guy and I'm just a broke ghetto asian. Well i wear clothes from like Hollister but I'm still broke and lives in the ghetto, however i don't act super ghetto. On valentine day i sent her roses and made the biggest mistake by not asking her out. I blew my chances countless of times before. I only have one girlfriend and she was asian so it was a lot more comfortable because we have a lot of things in common.
I'm not shy when it comes to talking with girls but this chick is totally out of my league lol.
 
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