P
pizzaxbox
Guest
I have a roth IRA with vangaurd in a conservative LifeStrategy growth account but is losing money I recently lost 400.00 for a single divorced mom , that hurts a lot. I cannont affor to lose any more money I have about 13,000 right now it is not much but I dont want to lose anymore , months ago when I worried about the market before I lost the 400.00 I begged vangaurd to xfr to something safer and they kept telling me not a good idea because you cant change with the market but ride it...yes thats good for people with extra surplus single or 2 incomes but I am single mom with 2 kids I cant afford to play around with my money . Can some one tell what should I do . I called them again and forced this time to xfr to something safer , well they are puting it in a prime account like cd, bank cash...but is this the best thing should I just xfr this moey to ING bank which has good rates right now...and what would it cost me in long run if I do this ,,,,will it cost even more on taxes and such.