How Paying (and Not Paying) Your Cell Phone Bill Affects Your Credit

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Next to paying for a roof over your head and keeping the lights on, a cell phone bill (and device that comes with it) is probably at the top of your list as a “necessary” monthly expense. Whether you just have a cell phone plan for yourself or you’re paying for the entire family, you’re probably one of the 82% of Americans paying for the privilege to talk, text, and surf the web wherever you want, whenever you want.
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