one working in my business? I'm an Electrician and just looking for a rough but somewhat accurate idea. From what I understand, you cannot take out workers compensation on yourself therefore you would have to take it out assuming you have at least 1 employee. I will be the only one working for myself, but the reason I need it is because the person I will be doing the job for wants me to have it along with my liability that I carry. I'm trying to spend as little as possible and I do carry my own medical but I'm guessing that does not matter since this is job related.