i live in buffalo and with the snow i slid 200 feet and hit a few rocks on the side of the road and my damage consists of a cracked front bumper, cracked and broken rim and a messed up aliginment. The guy i took my car to, to look at it said i needed a new rim, mabye a new control rod, and a right front suspension. he said the total should be around 500.and to get the cosmetic damage fixed it would be another 500. I do not want to put it threw my insurance because i am 17 and my rates would skyrocket. is this too much to pay??? its a pontiac grand am se1.