E
eddie v
Guest
My credit score is 658 (equifax). My revolving loan / load is 18%. I am never late on paying credit card bills. My average credit history is 6 years and oldest credit card is 18 years. How can i make the credit agencies remove this blot from my account. I am willing to hire an attorney to have it removed. I want to buy a house.
How much do you think my credit score fell due to collection? Will my credit score start going up after one year after paying off the collection.
How much does the credit score fall due to my debt load of 18%.
Here is the details about my collection.
Date Reported: 09/2007
Date Assigned: 07/2007
Creditor Classification: Utilities
Creditor Name: REMOVED
Account Number: REMOVED
Account Owner: Individual Account.
Original Amount Owned: $55
Date of 1 st Delinquency: 04/2007
Balance Date: 09/2007
Balance Owned: $0
Last Payment Date: 10/09/2007
Status Date: 09/2007
Status: P - Paid
How much do you think my credit score fell due to collection? Will my credit score start going up after one year after paying off the collection.
How much does the credit score fall due to my debt load of 18%.
Here is the details about my collection.
Date Reported: 09/2007
Date Assigned: 07/2007
Creditor Classification: Utilities
Creditor Name: REMOVED
Account Number: REMOVED
Account Owner: Individual Account.
Original Amount Owned: $55
Date of 1 st Delinquency: 04/2007
Balance Date: 09/2007
Balance Owned: $0
Last Payment Date: 10/09/2007
Status Date: 09/2007
Status: P - Paid