My husband and I began the process of buying a new home by looking into getting prequalified for a loan. My credit report came back too low because of SEVERAL delinquent charges reported by 2 different places. I will admit, I had a few late payments to 1 of the places reporting. However, the other place was wrong. After a dispute with them, they took back the delinquent info (very long story short). They told me it would be sent in within 48 hours but the credit agency may take 30-60 days to update. My main question is, will this raise my credit score the 11 points my mortgage broker wanted me to raise? (It was a years worth of no paying and a lower credit limit and the company closing my account on their terms)