M
Mary Moon
Guest
I have zero credit. I have been trying to gain good credit but no one will give me a loan, Target and Walmart refused me their credit cards because I have no credit. So I got an offer from Capital One for their credit card, and they approved me! I was so excited but now I am hearing the horror stories about them. If I keep my card for a year, charge as little as possible and pay slightly over the minimum would I have enough good credit that I could cancel the card and get myself a better one?