numerous credit checks? So, basically I had no idea that having multiple companies performing credit pulls on me would lower my score THIS BAD. I am worried now, because my score has dropped- no joke- 70 pts in the last two months? The only thing I've done is apply for way too many charge cards (even though I knew I'd be denied- believe me, I know how stupid that was now) but I can't believe it has affected my report like this. How long does it take for my score to go back to normal? Is this fixable or did I screw myself?