Ok so i just financed a dodge charger r/t in February. I have ran into a few financial problems, and i need to sell it. I would prefer to sell it to a private seller so i can get more. How does this work. They have to pay me first so that i can pay the loan off and get the title? How are they suppose to come up with the money? Can they finance a car that i already owe on? Will the 3yr/36000 mile warranty transfer with the title? Also, what options would i have then if i were to buy a car from a private seller? Would i be able to get a personal loan for about 8000 to buy a car from a private seller? Messed up and trying to fix it before its too late.