W
weiboy
Guest
I have a horrible credit score (550) with no real history. On my report there are 2 student loans which total to $4500. One of which is $3500 and my dad is paying off now, the other is $1000 which I will pay off upon graduation. Also on my report is a $137 debt to my former bank which was collected by a collection agency. I paid that debt off today and realize that it will probably take a month to show up on my credit report. So my question is, 1, how can I get a credit card with this poor of a credit score, and 2, will my score rise at all when the $137 debt i just payed off is shown on my credit report? Any suggestions for cards to apply for?