acrumble05
New member
I'm turning 26 years old next month. I was forced to drop out of college, three credits short of my Bachelor's degree, in May 2008 because I owed money for tuition, which consequently restricted me from enrolling in the final 3-credit internship I'm required to complete for my degree. Also, consequently, I was/am restricted from receiving any copy of my official transcript for any official proof of my college education. The balance that I owe the university is over $8,000, not including what I'll have to pay for the 3-credit internship once I'm able to enroll again, and won't be able to do that until the balance is paid in full. I have written the Bursar of the university personally explaining my circumstance, and got the expected response of "fuck you, pay in full."
Now, the problem is that I can't get a good-paying job because it's as if I have no college education since I'm unable to provide the required documentation (official transcript). Every job that I've applied for that required education, has also required proof of that education that I'm not able to provide outside of the unofficial transcript, which doesn't even include my name or address or any sort of vaguely identifiable information proving that it belongs to me.
The only jobs I've been able to get are minimum wage. Now, I also have debts that are in repayment at this time. I have five student loan lenders that I have to repay now, and have exhausted my deferment and forbearance periods. The rent in my government-subsidized housing project has been increased because of my employment status, and I just cannot afford to live. Most people working minimum wage don't have this much debt, but my debts exceed my wages. I am now living with my retired, elderly mother who received 800 dollars a month in social security, and has mounting medical bills for heart surgery she needed two years ago.
I have no idea what to do. I've considered filing for bankruptcy, but knowing this will be on my record until I'm well into my 30's, I'm not certain if this would be the best thing to do, but I don't know if there are any other options out there for me.
At the moment, I resigned from my minimum wage, non-benefit, non sick-leave, non-holiday, night and weekend job that gave me no useful skills in anything relevant to future employment, and now have no source of income. I'm still searching and applying for full-time openings here. I haven't had an interview in many months, and I've not even been contacted for an interview from every single federal job that I've applied even at the minimal pay grades (they all require official transcripts).
My family members, friends, it seems that these people do not genuinely care about me getting a job. People on the inside helped them get their jobs in the government and they didn't have to compete, but it seems no one wants to even put a word in to help me to even get to an interview. Maybe they think I'll take their jobs, and they're just trying to hold on to what they have. I don't know.
But the situation has just not been improving. I have bad credit so I no longer qualify for loans to assist me either.
How do I get out of this?
Now, the problem is that I can't get a good-paying job because it's as if I have no college education since I'm unable to provide the required documentation (official transcript). Every job that I've applied for that required education, has also required proof of that education that I'm not able to provide outside of the unofficial transcript, which doesn't even include my name or address or any sort of vaguely identifiable information proving that it belongs to me.
The only jobs I've been able to get are minimum wage. Now, I also have debts that are in repayment at this time. I have five student loan lenders that I have to repay now, and have exhausted my deferment and forbearance periods. The rent in my government-subsidized housing project has been increased because of my employment status, and I just cannot afford to live. Most people working minimum wage don't have this much debt, but my debts exceed my wages. I am now living with my retired, elderly mother who received 800 dollars a month in social security, and has mounting medical bills for heart surgery she needed two years ago.
I have no idea what to do. I've considered filing for bankruptcy, but knowing this will be on my record until I'm well into my 30's, I'm not certain if this would be the best thing to do, but I don't know if there are any other options out there for me.
At the moment, I resigned from my minimum wage, non-benefit, non sick-leave, non-holiday, night and weekend job that gave me no useful skills in anything relevant to future employment, and now have no source of income. I'm still searching and applying for full-time openings here. I haven't had an interview in many months, and I've not even been contacted for an interview from every single federal job that I've applied even at the minimal pay grades (they all require official transcripts).
My family members, friends, it seems that these people do not genuinely care about me getting a job. People on the inside helped them get their jobs in the government and they didn't have to compete, but it seems no one wants to even put a word in to help me to even get to an interview. Maybe they think I'll take their jobs, and they're just trying to hold on to what they have. I don't know.
But the situation has just not been improving. I have bad credit so I no longer qualify for loans to assist me either.
How do I get out of this?