N
Nylorac
Guest
Okay, so here's the story. Financially, my hubby and I are not doing good. We were once on the right track with awesome credit of 750 but then something came up in Feb of this year where we took in my brother in law and took care of him. Well, apparently, we started spending money for him and he never pitched in even a single dollar to help us financially. He lived here for free and ate here for free. So now we finally sent him away in August, but looking at everything financially, we are not on track anymore!
I can't work because I'm 7 months pregnant and we also have a 3 year old. If I ever did get a job, we wouldn't be able to find a daycare that would actually help us make any money. My husband has a stable income of about $3200 a month. Here is the breakdown of what we end up paying a month and what sucks is that we're always overdrafting on our banking account because we just don't have the extra money at the time the bills are due.
Rent: 1303
Car: 211.91
Credit cards: About $752 a month
Insurance: 110
Internet: 58
Phone: 112
Utilities: about 120
So we only have enough to pay for our groceries and gas, however, we always end up needing more money for our necessities. Is there is any advice or anything to help us get through this? I really don't know what to do now and it's stressing me out!
I can't work because I'm 7 months pregnant and we also have a 3 year old. If I ever did get a job, we wouldn't be able to find a daycare that would actually help us make any money. My husband has a stable income of about $3200 a month. Here is the breakdown of what we end up paying a month and what sucks is that we're always overdrafting on our banking account because we just don't have the extra money at the time the bills are due.
Rent: 1303
Car: 211.91
Credit cards: About $752 a month
Insurance: 110
Internet: 58
Phone: 112
Utilities: about 120
So we only have enough to pay for our groceries and gas, however, we always end up needing more money for our necessities. Is there is any advice or anything to help us get through this? I really don't know what to do now and it's stressing me out!