High TMobile bill; How to protect my credit?

Arielle

New member
I have an extremely high bill with TMobile. Its a long story how this has come about, but I wanted to know that if I only pay a small amount to them each month (like $50 maybe more maybe less, depending) but will they still ruin my credit if I pay such a small amount monthly, or do I still have hope? They dont want to make a payment plan with me for less than $100 monthly.
 
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