whiterose4410
New member
I'm really in need of some sound advice for my parents. In April '09, our lender granted us a wonderful loan modification. We continued to make payments without any problems until Nov '10 when my Dad became very sick and was in the hosptial for surgery. As a result, my parents fell behind 3 months in payments. When we contacted our lender, they promised us they would help. But after 3 unsuccessful attempts to move payments to end of loan, they informed us we would have to bankrupt our debt first, then they would help. We just recently did so in Nov '11, but when we contacted our lender, they informed us that program had been cancled and they couldn't help us. Today we received some kind of court order to remove the stay motion, and after researching online I understand that gives them the right to pursue the debt. My question is are they going to immediately come after us and foreclose, or will they give us a chance to pay up the debt/payment options? My parents really want to keep the house... they live in CA. Any advice would be much appreciated!!! God Bless you!