My husband has... He prepaid last week to "show that he is capable of paying back the loan". They were supposed to have delivered a check to us last week. We are still waiting for it. Unfortunately my husband needed the money so he didn't heed to the red flags. But yep, they ran off with his money. And those people who claim the company is so great... probably work for "the company". Stay away from them. I welcome the opportunity for anyone of you "believers" to help us resolve this problem and prove me wrong because surprise surprise now that they have our money, we can't get in touch with them.