Universal health care will increase taxes, but lower health care costs for most people. We do not let people go without health care in this country, and the bills that people can not do not pay is passed on to the rest in the form of higher charges and insurance premiums. Also the government already pays for half the health care cost through medicare and medicaid which is coming out of your taxes, and you sill have to pay for your own unless you are one of the people who do not pay bills. Everyone who has studied the system agrees that it is broken, and McCain also has an plan to change how we pay for health care. He wants to replace the contribution by employers with with government subsidies for everybody, so you insurance will no longer be tied to your job.