Great FICO scores (740+) but low income/short credit history? (auto finance)?

Tiffany L

New member
Looking to buy a 40,000 dollar car. My FICO scores are all 740+ but I have short credit history (first credit card opened 5 years ago but majority opened last year) and my income is seasonal so I dont work in summer but start work again in Fall. Also my income is relatively low because its part time.

However I am going to put down a large % (10-15k) of the 40k. I was wondering if the large % down with the 740+ scores would get me an auto loan regardless of income, short credit history etc? Thanks
 
Back
Top