silly girl
New member
Yesterday my son got in my truck, started it and it lunged forward and hit the back of the neighbors car. My truck suffered little to no damage while the neighbors rear end was smashed in. Two years ago when I initially got my insurance I was told, my son would have to be excluded because he had a license and lived in the house with me, so I signed the exclusion. My policy was recently renewed but I wasn't asked if I had any changes so I am assuming it stayed the same. Anyway my question is, will the neighbors car be covered under my policy and if not, am I liable for the damages?